There are currently government requirements in place for an individual which require them to have health insurance. Many people do not understand what these requirements entail, however. You should be familiar with what the government has termed “minimum essential health insurance” and follow the guidelines for coverage to avoid penalties.

Minimum Essential Coverage

When you are shopping for insurance, you want to be certain that you purchase at least a minimum essential health insurance coverage. This outlines 10 points of coverage related to providing services, inpatient and outpatient services, and prescription coverage. In order to ensure you make the right selection, you will need the help of a licensed health insurance agent who is familiar with each policy and can help you avoid the pitfalls that come with shopping for health insurance coverage. 

Working With A Licensed Agent

You always want to work with a knowledgeable, licensed agent who can offer you options that will meet or exceed the government’s health insurance requirements. If you don’t choose at least minimum essential coverage, you will incur a hefty fine in the following year. If you live near the West Bloomfield, MI area, you can count on Agency Advantage Insurance to provide you with the products and information you need to avoid those fines and give yourself adequate insurance protection.

Shopping for the right health insurance policy is much easier with the assistance of one of the top insurance representatives at Agency Advantage Insurance, serving West Bloomfield, MI. Call or stop by today to get more details or to schedule a consultation with one of our helpful agents.