Commercial Insurance in Michigan

Commercial insurance coverage can help eliminate worries Michigan business owners may have concerning the protection of their companies. If you own a business in West Bloomfield, MI, commercial coverage from Agency Advantage Insurance can protect your business against unforeseen perils that can lead to financial ruin. Here are a few ways in which commercial insurance can benefit a growing enterprise.

Liability

General liability coverage will protect your business against accidents that cause physical harm or property damage to others while on company grounds. If your firm is found liable for an accident on company property that causes others injuries or loss of property, your insurance will cover medical and property damage costs. If someone is injured due to a product your company manufactures or sells, or a service you provide, you can find protection against a lawsuit with liability coverage.

Property Damage

Commercial property insurance will cover the cost of damage or loss of business property to include building, inventory, equipment, and furniture due to accidents, theft, hazardous weather, or natural disasters. Although this coverage is not mandatory in Michigan, you gain greater security and peace of mind knowing these valuable investments are protected from harm. Loss of any of these business investments could have devastating consequences for your company.

Workers' Compensation

If you employ more than three individuals, you’re required to carry worker's compensation insurance in Michigan. Worker’s comp covers medical expenses and loss of wages for employees who are injured on the job. Worker’s comp protects the interests of your employees and you against lawsuits that may inadvertently arise due to accidents on the job.

Bundling Commercial Coverage

At Agency Advantage Insurance, we give you the option of bundling your commercial coverage to get maximum business protection. Creating a personalized insurance package offers greater flexibility to combine coverage options to meet your company's individual needs.

Contact us at Agency Advantage Insurance in West Bloomfield, MI to learn more about commercial insurance options and costs. Our agents can answer your questions and help you determine the amount of coverage your business may need.