Is Classic Car Insurance Required?

Insurance is a must for all cars, but there are specific types of insurance that are not necessarily required. A good example is classic car insurance. For those that have a classic car and live in the West Bloomfield, MI area, the agents with Agency Advantage Insurance can help you find the policy that works best for you.

When it comes to owning a car, you have to have insurance on it in order to be able to obtain tags for it so that you can legally drive it on the road. For classic cars, there are classic car policies that are designed for the special elements of a classic car, but this type of insurance is not required. You are required to have at least liability coverage on any car if you intend to drive it on the road. If you have a classic car that you do not drive, however, or that does not have tags, you do not have to have any insurance at all on it.

For those that have classic cars, insurance is always a good idea and if it is a very expensive classic car, having insurance that is designed specifically for classic cars is, of course, a good idea. Classic car insurance covers things like hard to find parts if the car is damaged, the cost of replacement or repair that is the result of a wreck, and even vandalism. Classic cars are hard to maintain and expensive, and having good coverage is the best way to make sure your car is going to be covered fully. For those that live in the West Bloomfield, MI area, and have a classic car, the agents with Agency Advantage Insurance can help you find the perfect classic car policy for your needs and your vehicle.